Our Loan Products and options
Overwhelming is an understatement when it comes to options that first-time homebuyers have. It is our mission to educate you on how this whole process works and most importantly help you feel comfortable through the process. This sets Patriot Mortgage apart from other mortgage lending companies. Simply put, we are home owners too and at one point we were in the same position you are which is why we do what we do. Learn about how this process works and what some options are available to you right now.
If you are new to refinancing or a seasoned professional, we are here to listen and provide you with the necessary tools to help you reach your goals. Learn more about our refinance loans.
Sometimes we are in a position where we would like to own a house but our current financial state makes us believe that there are no options. If you are paying rent, that means that none of the money you spend on your current residence goes back in your pocket. Sometimes we need a little help getting started and that can include acquiring a home with little or no money down. This is an option that helps get people into homes that thought they never could. With this option each month you make a payment you are getting closer to owning your how outright. Learn more about our no money down loans today.
HARP or Home Affordability Refinance Program is designed to help people that need new more affordable mortgage. It is either owned or guaranteed by Freddie Mac or Fannie Mae. As an active participant in HARP, Patriot Mortgage is here to answer questions you may have about HARP. See if a HARP 2.0 Loan is for you.
In the 1930s during the great depression the amount of foreclosures and defaults rose quickly. In order to purchase homes new options were needed to be available to the public. This is where the Federal Housing Administration insurance backed mortgage loan came into play. Only companies like Patriot Mortgage Lending which are FHA approved by the United States Urban Housing and Development can originate these kinds of loans. Learn more about what a Patriot Mortgage FHA loan can do for you.
If you are an active Service Member, Veteran, or eligible surviving spouse, please talk to us. As a Veteran owned operation we are hear to help answer your questions about VA Loans.